The same as Austrian business there are many 08. Prepaid is currently widespread in many industries, such as wedding photography, beauty salons, fitness swimming, laundry, bathing, golf and other industries as well as supermarkets, shopping malls and other shopping card. Back in 2009, advances consumer trap was the year the SAIC as one of the hot top ten consumer complaints. There are a lot of people knew the trap, but still
Business Model
sleight of hand tricks
advances consumption mode of operation is clear that the use of a business before the user must pre-pay The cost of the user after successful use of business given to the actual deduction. To the gym, for example, several people pulled a fund, while to find stores, on the other side to find equipment suppliers, the first part of the equipment on credit to put store, also claims there is a gym to be open for business. At the same time, recruited a group of people selling membership cards, sell cards and then use the revenue to do rolling capital to maintain the gym operations.
Falls in to die
very fact that yesterday told reporters that the public is very concerned about their local car wash one day suddenly disappeared, go. August 2007, has 12 stores in Beijing, some stores have never been on business in Latin American salsa dance club suddenly closed, many members are just organized a card does not recognize the previous membership.
Beijing Sports Bureau Sports Industry Development Division staff said the fitness industry there is no access to business license regulations, which led to cohabitation within the fitness industry, constant friction, so the rise of a decade ago sunrise industry started downhill. Two or three years ago, there are many small gym closed down, the newspapers from time to time to see the gym or beauty salon leave, empty the news, and more and more the past two years.
stepped pricing
many people Many restaurants to attract customers and to attract capital, the introduction of various forms of prepayment cards, such as in the card 500, eight meals will enjoy preferential discount for each purchase, and receive a 50 voucher; deposit of 1,000 yuan and enjoy the eight half price, were 150 vouchers, etc., the amount deposited more and enjoy more discounts and privileges.
gym favorite tricks is the To do six months in advance, two years card 1499 yuan; three months in advance and a half, two-year card 1999 yuan; to do one month in advance, the annual card 1299 yuan; opening another office, I'm sorry, the annual card 1599 yuan. into the barber shop, whether it is the receptionist, shampoo Staff or hairdresser, will be very warm and often sell their store membership cards. Overzealous advocacy is offensive to many consumers. But most of the beauty salon, the staff's income and the number of do card linked. Some businesses in order to increase the amount of do card, returned to the clerk who issued the card to do the hard targets, so that they had strongly recommended the course of the service customer to do cards. to the hair salon, originally did not intend to spend much money, wanted to cut a hair, but to go after a lot of money is always sleepwalk.
consumer rights
mission impossible
Ruanmoyingpao do not stand up to the card, but very difficult to have to do God-like card feelings, the consumer's rights are limited to operators of the wearer, is easy to do card back card difficult.
bring people she had got her pre-paid consumer experience, feeling full of tricky, A year later, the store moved from my home far away, very convenient, I would like to return card, but was told can not be returned, while the other stores do not accept the consumer. Consumer spending in advance is not protected the weak side, that could be done.
Wu encounter is another shop closing down, Unfortunately, only arrived with the product. Ms. Wu's 800 eventually become a pile of unknown brands of skin care products, according to the agreed standard card does not provide goods or services; do card operators to unilaterally increase fees or reduce the types of goods, lower quality or service standards; operators set their own validity period, after the expiration of the provisions of consumer card unilaterally canceled, the balance shall not be returned; stores closed, consumers only to the consumption of other stores, other stores may even have been refused; operators have escaped and fled or replacement operators, new operators to set aside the unilateral declaration of a prepaid card, the balance is not returned, etc. . Consumers want to recover the remaining money is basically a
expert advice
to establish third-party monitoring system
problems caused by pre-paid card, frequent, increasingly exposed the loopholes in the regulation of the industry. Some experts believe that advances the enterprise as a financing model should be to regulate banks.
Liu Junhai of China People's University Law School professor, said the current regulation for the advances is far from perfect, so it is necessary to establish an advance payment by a third party responsible for regulatory bodies or the Custodian, by the banks to responsible management, business-to advance and did not have full control over, they can not withdraw the full amount at once profligate; consumers in special cases, the refund at any time, withdraw their own funds.
Associate Professor of Economic Law of China University of Politics Wu Jingming also suggested that regulators should be established. In his view, the most economical and most effective way is by the administrative department for industry and commerce at all levels, regardless of industry, regardless of type of income-run prepaid unified supervision, followed by pre-paid should also be established-run access system.
Morning News reporter Xiao Dan
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